United Healthcare – Garland
Learn More About the Benefits of United Healthcare
Your at-home oral hygiene routine is crucial. However, even if you are one of the most disciplined brushers and flossers in the world, there are going to be areas that you miss. This is where your regular dental cleanings and checkups come in. It is recommended that most people see a dentist every six months. Dental insurance is a great tool to make these routine visits affordable for you and your family. You can further reduce your out-of-pocket costs by choosing a dentist who is in-network. At Town Center Dental, we are happy to work directly with United Healthcare to maximize your benefits. Continue reading to learn more about your United Healthcare plan and what it consists of.
United Healthcare Coverage Availability & Fees
When you get dental care from an in-network dentist, you receive a higher level of coverage. This is because we are negotiating our services and rates with the insurance company. We do everything we can to leave you with the lowest price for the services that you receive. Everyone’s plan is a little bit different, but here is what a typical United Healthcare plan might look like.
- 100% coverage of preventive services
- 80% coverage of minor restorative services
- 50% coverage of major restorative services
When you pay for your monthly premiums, you gain access to your benefits. They are good for an entire calendar year, so you can attend your cleanings and checkups and receive lower rates on restorative treatment if needed. After meeting your deductible, your out-of-pocket costs will be even lower.
The Benefits of Seeing an In-Network Dentist
We are in-network with Untied Healthcare. This means that your dentist has a contract with the insurer to establish a fair and average fee for covered dental services that they agree to charge. United Healthcare then covers a percentage of that cost for their patient. Alternatively, out-of-network dentists can charge higher fees for their dental services, but you need to pay the difference in price in addition to your out-of-pocket percentage of the insurance’s pricing. By visiting an in-network dentist, you know that you will be left responsible for the lowest possible cost.